Residential Development and Builder Finance
Development Capital. Precisely Structured.
Construction, bridge, and structured capital for residential developers and builders, from $3 million to $250 million-plus.
From acquisition and predevelopment through construction, completion, stabilization, and exit, Evoque helps identify and coordinate the most realistic capital path for the project and its next milestone.
A platform of Evoque Lending, founded 2005 | Developer-focused financing | $3MM to $250MM+
The core of our business
Our core transaction range is $3 million to $25 million, and we treat it that way.
A developer raising $5 million deserves the same disciplined capital strategy, the same identifiable deal team, and the same execution management as a sponsor raising $50 million. That conviction shapes how Evoque Commercial is built, and it is why the $3 million to $7 million and $8 million to $15 million tiers carry the deepest coverage on this platform.
We combine institutional capital relationships and project-level analysis with the responsiveness of a middle-market shop. The result is boutique development financing that treats your project as a priority, backed by the ability to evaluate larger structured financing requests through $250 million-plus.
Start where you are
Where is your project today?
Every stage has its own financing logic. Choose the one that matches your project and see the realistic paths from there.
Identifying or acquiring the site
Acquisition and land financing structured around entitlement risk and the path to construction.
Completing entitlements and predevelopment
Carry, soft costs, and bridge-to-construction planning while approvals move forward.
Beginning horizontal development
Grading, streets, utilities, and finished-lot financing for subdivisions and communities.
Ready for vertical construction
Ground-up construction financing for entitled, shovel-ready residential projects.
Construction underway
Draw coordination, mid-project needs, and planning the transition to completion.
Project partially completed or stalled
Completion capital when the budget, the lender, or the schedule stopped cooperating.
Completed and entering lease-up
Bridge financing that carries the project from certificate of occupancy to stabilization.
Construction loan approaching maturity
Refinancing options before the maturity date becomes the project's biggest risk.
Capital stack is incomplete
Mezzanine, preferred equity, and structured solutions for the final piece of the stack.
Completed inventory awaiting sale or refinance
Inventory financing that releases equity while completed homes or units sell.
What we finance
Residential development, first and foremost
Luxury spec and estate development
Spec residences, custom estates for sale, and high-end infill projects.
Single-family subdivisions
Land, horizontal development, and vertical construction for for-sale communities.
Townhomes and condominiums
Attached residential and boutique condominium construction, including phased sales.
Multifamily development
Boutique to institutional apartment construction, lease-up, and stabilization.
Build-to-rent communities
Horizontal and vertical financing for single-family and townhome rental communities.
Land and horizontal development
Land acquisition, entitlement carry, infrastructure, and finished lots.
Select commercial and mixed-use development
Evoque also evaluates select commercial, hospitality, industrial, and mixed-use development opportunities based on sponsorship, project feasibility, location, capital structure, and available financing sources.
Financing by loan size
Sized to the project, from $3MM to $250MM+
Each range has its own project profiles, capital sources, and diligence expectations. Start with yours.
Our core transaction range is $3 million to $25 million, with the $3MM to $7MM and $8MM to $15MM tiers carrying the deepest coverage; the platform remains credible at every scale above it.
Financing solutions
Multiple realistic paths, not one program
Residential Development Finance
The complete lifecycle, from site acquisition through exit. Our central discipline.
Ground-Up Construction
Vertical construction financing for entitled and shovel-ready residential projects.
Multifamily Construction
Five-plus-unit development, from boutique infill to institutional apartment communities.
Bridge and Acquisition
Time-sensitive acquisitions, maturities, and transitional periods between stages.
Construction Completion
Capital to finish partially completed projects, cost overruns, and stalled draws.
Structured Capital
Stretch senior, mezzanine, preferred equity, and recapitalizations across the stack.
The Evoque execution framework
How a project moves from review to closing
One framework, applied to every project we review. Sized to the transaction, never outsourced to a call center.
- 01
Project Review
Understand the project, sponsorship, capital invested, current stage, requested proceeds, existing debt, deadline, and exit strategy.
- 02
Capital Strategy
Identify the most realistic senior debt, bridge, construction, completion, or structured-capital path for the project as it actually stands.
- 03
Preliminary Structure
Establish anticipated proceeds, leverage, documentation, timing, and the material conditions that must be satisfied.
- 04
Execution Management
Coordinate the borrower, capital provider, title, escrow, appraisal, legal, insurance, construction, and third-party reports.
- 05
Closing and Next Milestone
Complete the financing and maintain clarity concerning draws, completion, stabilization, sale, or permanent refinance.
Transaction experience
Work we structure
Residential development
Ground-up construction, subdivisions, townhomes and condominiums, multifamily, and build-to-rent, from site acquisition through exit.
Completion and recovery
Cost overruns, stalled projects, lender replacements, and maturing construction loans, evaluated on verified cost to complete.
Bridge and structured capital
Acquisition bridges, lease-up carry, mezzanine and preferred equity, and partner recapitalizations across the stack.
Developer resources
Tools that respect your time
Calculators and checklists built for real development math: estimates for planning, never a quote.
Loan-to-Cost Calculator
Total project cost, requested LTC, and the equity the structure implies.
Capital-Stack Calculator
Layer senior debt, mezzanine, and equity, and see the remaining gap.
Developer Document Checklist
A tailored checklist for your property type, stage, and request.
Developer Financing Guide
The complete guide to how development capital gets structured.
Evoque publication
A Closer Look Magazine
Insight, strategy, and practical information for builders, developers, and real estate sponsors.
Why Evoque
Four commitments, kept
01
Service
A responsive deal team, identifiable contacts, and communication appropriate to the urgency and complexity of the transaction.
02
Options
Multiple realistic capital paths rather than attempting to fit every project into one lending program.
03
Peace of Mind
Clear requirements, milestones, responsibilities, material conditions, and communication throughout the transaction.
04
Execution
A financing plan coordinated around the project stage, deadline, documentation, due diligence, closing process, and exit strategy.
Bring us the project, the capital need, and the deadline.
We will help identify the most realistic path forward.
Request a Project ReviewNothing on this page is a commitment to lend, a rate or term quote, or an approval. Any financing described is subject to full underwriting, third-party reports, documentation, and approval by the applicable capital source. Submitting a project review request does not create a commitment of any kind.